{"id":897,"date":"2022-06-03T16:07:53","date_gmt":"2022-06-03T14:07:53","guid":{"rendered":"https:\/\/infy-assurance.fr\/?page_id=897"},"modified":"2022-06-24T16:23:44","modified_gmt":"2022-06-24T14:23:44","slug":"page-assurance-emprunteur","status":"publish","type":"page","link":"https:\/\/infy-assurance.fr\/?page_id=897","title":{"rendered":"Page Assurance Emprunteur"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"897\" class=\"elementor elementor-897\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a0eb606 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a0eb606\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-198e25e\" data-id=\"198e25e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8bad552 elementor-widget elementor-widget-heading\" data-id=\"8bad552\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Assurance Emprunteur<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6e972d6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6e972d6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ed20ba8\" data-id=\"ed20ba8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3042e8b elementor-widget elementor-widget-heading\" data-id=\"3042e8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Votre devis au 0613825785<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ec187f3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ec187f3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8071ac5\" data-id=\"8071ac5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f5b6f3d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f5b6f3d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5ac7cc8\" data-id=\"5ac7cc8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b7945a1 elementor-widget elementor-widget-image\" data-id=\"b7945a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/infy-assurance.fr\/wp-content\/uploads\/2022\/06\/pexels-photomix-company-101808-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail wp-image-893\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a099420 elementor-widget elementor-widget-text-editor\" data-id=\"a099420\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>La loi adopt\u00e9e en f\u00e9vrier dernier par le Parlement entre en vigueur en ce 1 er \u00a0juin. Elle simplifie le changement de contrat d&rsquo;assurance-emprunteurs<\/strong><\/p><p><a href=\"https:\/\/www.lesechos.fr\/finance-marches\/banque-assurances\/assurance-emprunteurs-ce-qui-change-a-partir-du-1er-juin-1410481\">Extrait du journal les ECHOS &#8211;<\/a> Par\u00a0<a class=\"sc-1oe11kk-0 hqoiXU\" href=\"https:\/\/www.lesechos.fr\/@romain-gueugneau\">Romain Gueugneau<\/a> &#8211; <span class=\"sc-1i0ieo8-0 duGKTr\">Publi\u00e9 le 1 juin 2022 \u00e0 6:15<\/span><span class=\"sc-1i0ieo8-0 duGKTr\">Mis \u00e0 jour le 2 juin 2022 \u00e0 17:07<\/span><\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b9ec0d elementor-widget elementor-widget-text-editor\" data-id=\"6b9ec0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"sc-14kwckt-2 iybLuj sc-14kwckt-6 sc-12m61ps-0 lnDKCl\">1. R\u00e9siliation \u00e0 tout moment<\/h3><p class=\"sc-14kwckt-6 hZbEGn\">La r\u00e8gle est simple\u00a0: tout emprunteur aura d\u00e9sormais le droit de changer d&rsquo;assurance-emprunteurs \u00e0 tout moment, et sans frais.\u00a0<a class=\"sc-zhefrs-0 fRQrdK\" href=\"https:\/\/www.lesechos.fr\/finance-marches\/banque-assurances\/le-parlement-ouvre-finalement-la-voie-au-changement-dassurance-emprunteur-a-tout-moment-1384411\">Cette r\u00e8gle s&rsquo;appliquera \u00e0 partir du 1er juin<\/a>\u00a0pour les nouveaux contrats d&rsquo;assurance sign\u00e9s. Elle entrera en vigueur \u00e0 partir du 1<sup>er<\/sup>\u00a0septembre pour ceux qui sont d\u00e9j\u00e0 en cours.<\/p><p class=\"sc-14kwckt-6 hZbEGn\"><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight );\">Cette r\u00e9forme permet de simplifier un processus d\u00e9j\u00e0 amend\u00e9 \u00e0 plusieurs reprises ces derni\u00e8res ann\u00e9es. Alors que l&rsquo;assurance-emprunteurs est incontournable pour l&rsquo;obtention d&rsquo;un cr\u00e9dit immobilier, il n&rsquo;\u00e9tait jusqu&rsquo;alors possible d&rsquo;en changer seulement une fois par an, \u00e0 la date d&rsquo;anniversaire du contrat. Les nouvelles r\u00e8gles sont cens\u00e9es relancer la concurrence sur un march\u00e9 tr\u00e8s largement domin\u00e9 par les banques.<\/span><\/p><h3 class=\"sc-14kwckt-2 iybLuj sc-14kwckt-6 sc-12m61ps-0 lnDKCl\">2. Fin du questionnaire m\u00e9dical<\/h3><p class=\"sc-14kwckt-6 hZbEGn\">La \u00ab\u00a0loi Lemoine\u00a0\u00bb, du nom de la d\u00e9put\u00e9e qui en est l&rsquo;auteure, acte aussi la fin du questionnaire m\u00e9dical pour la majorit\u00e9 des emprunteurs.\u00a0Ce questionnaire sert de base aux \u00e9tablissements financiers pour d\u00e9terminer l&rsquo;\u00e9tat de sant\u00e9 d&rsquo;un client et donc le tarif de l&rsquo;assurance-emprunteurs qu&rsquo;il est oblig\u00e9 de souscrire pour obtenir son pr\u00eat immobilier.<\/p><p class=\"sc-14kwckt-6 hZbEGn\">A partir du 1<sup>er<\/sup>\u00a0juin, toute personne qui emprunte et assure moins de 200.000\u00a0euros, et dont le cr\u00e9dit arrive \u00e0 \u00e9ch\u00e9ance avant le 60<sup>e<\/sup>\u00a0anniversaire, ne sera plus soumis \u00e0 cet examen de sant\u00e9. Un couple pourra ainsi emprunter jusqu&rsquo;\u00e0 400.000\u00a0euros sans avoir \u00e0 remplir de questionnaire. Certains acteurs ont d&rsquo;ores et d\u00e9j\u00e0 anticip\u00e9 la r\u00e9forme. Depuis la fin de l&rsquo;ann\u00e9e\u00a02021,\u00a0<a class=\"sc-zhefrs-0 fRQrdK\" href=\"https:\/\/www.lesechos.fr\/finance-marches\/banque-assurances\/credit-immobilier-credit-mutuel-supprime-le-questionnaire-sante-pour-ses-clients-fideles-1362298\">Cr\u00e9dit Mutuel a supprim\u00e9 le questionnaire m\u00e9dical<\/a>\u00a0pour ses clients \u00ab\u00a0fid\u00e8les\u00a0\u00bb.<\/p><h3 class=\"sc-14kwckt-2 iybLuj sc-14kwckt-6 sc-12m61ps-0 lnDKCl\">3. R\u00e9duction du d\u00e9lai pour le droit \u00e0 l&rsquo;oubli<\/h3><p class=\"sc-14kwckt-6 hZbEGn\">Les personnes qui ont \u00e9t\u00e9 atteintes d&rsquo;un cancer ou de l&rsquo;h\u00e9patite C verront, gr\u00e2ce \u00e0 la r\u00e9forme, le d\u00e9lai de \u00ab\u00a0droit \u00e0 l&rsquo;oubli\u00a0\u00bb r\u00e9duit de moiti\u00e9. Si celles-ci sont gu\u00e9ries depuis cinq ans, elles ne seront pas oblig\u00e9es de mentionner leur maladie lors de la signature du contrat.<\/p><p class=\"sc-14kwckt-6 hZbEGn\">Une avanc\u00e9e salu\u00e9e par les associations, qui ne cessent de\u00a0<a class=\"sc-zhefrs-0 fRQrdK\" href=\"https:\/\/www.lesechos.fr\/finance-marches\/banque-assurances\/vers-un-acces-facilite-a-lassurance-emprunteur-pour-les-malades-1367110\">rappeler les difficult\u00e9s pour les personnes malades<\/a>\u00a0ou ayant connu des probl\u00e8mes de sant\u00e9 de pouvoir s&rsquo;endetter pour acqu\u00e9rir un logement. Le d\u00e9lai avait d\u00e9j\u00e0 \u00e9t\u00e9 ramen\u00e9 de vingt ans \u00e0 dix ans lors d&rsquo;une pr\u00e9c\u00e9dente r\u00e9forme.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-92bae1d\" data-id=\"92bae1d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-64ab50f elementor-widget elementor-widget-wpforms\" data-id=\"64ab50f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpforms.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wpforms-container wpforms-container-full\" id=\"wpforms-918\"><form id=\"wpforms-form-918\" class=\"wpforms-validate wpforms-form\" data-formid=\"918\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/index.php?rest_route=%2Fwp%2Fv2%2Fpages%2F897\" data-token=\"2f2e6592c5fa93760882572b7315c918\" data-token-time=\"1776656147\"><noscript class=\"wpforms-error-noscript\">Veuillez activer JavaScript dans votre navigateur pour remplir ce formulaire.<\/noscript><div class=\"wpforms-field-container\"><div id=\"wpforms-918-field_0-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"0\"><label class=\"wpforms-field-label\">Pr\u00e9nom Nom <span class=\"wpforms-required-label\">*<\/span><\/label><div class=\"wpforms-field-row wpforms-field-medium\"><div class=\"wpforms-field-row-block wpforms-first wpforms-one-half\"><input type=\"text\" id=\"wpforms-918-field_0\" class=\"wpforms-field-name-first wpforms-field-required\" name=\"wpforms[fields][0][first]\" required><label for=\"wpforms-918-field_0\" class=\"wpforms-field-sublabel after\">Pr\u00e9nom<\/label><\/div><div class=\"wpforms-field-row-block wpforms-one-half\"><input type=\"text\" id=\"wpforms-918-field_0-last\" class=\"wpforms-field-name-last wpforms-field-required\" name=\"wpforms[fields][0][last]\" required><label for=\"wpforms-918-field_0-last\" class=\"wpforms-field-sublabel after\">Nom<\/label><\/div><\/div><\/div><div id=\"wpforms-918-field_1-container\" class=\"wpforms-field wpforms-field-email\" data-field-id=\"1\"><label class=\"wpforms-field-label\" for=\"wpforms-918-field_1\">E-mail <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"email\" id=\"wpforms-918-field_1\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][1]\" spellcheck=\"false\" required><\/div><div id=\"wpforms-918-field_3-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"3\"><label class=\"wpforms-field-label\" for=\"wpforms-918-field_3\">N\u00b0de t\u00e9l\u00e9phone <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-918-field_3\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][3]\" required><\/div><div id=\"wpforms-918-field_12-container\" class=\"wpforms-field wpforms-field-select wpforms-field-select-style-classic\" data-field-id=\"12\"><label class=\"wpforms-field-label\" for=\"wpforms-918-field_12\">Profession<\/label><select id=\"wpforms-918-field_12\" class=\"wpforms-field-medium\" name=\"wpforms[fields][12]\"><option value=\"Agriculteur exploitant\"  class=\"choice-1 depth-1\"  >Agriculteur exploitant<\/option><option value=\"Artisan, commer\u00e7ant\"  class=\"choice-2 depth-1\"  >Artisan, commer\u00e7ant<\/option><option value=\"Cadre et assimil\u00e9s cadre\"  class=\"choice-3 depth-1\"  >Cadre et assimil\u00e9s cadre<\/option><option value=\"Chef d&#039;entreprise, Profession lib\u00e9rale\"  class=\"choice-4 depth-1\"  >Chef d'entreprise, Profession lib\u00e9rale<\/option><option value=\"Employ\u00e9\"  class=\"choice-5 depth-1\"  >Employ\u00e9<\/option><option value=\"Ouvier\"  class=\"choice-6 depth-1\"  >Ouvier<\/option><option value=\"Profession interm\u00e9diaire\"  class=\"choice-7 depth-1\"  >Profession interm\u00e9diaire<\/option><option value=\"Retrait\u00e9, Pr\u00e9-retrait\u00e9\"  class=\"choice-8 depth-1\"  >Retrait\u00e9, Pr\u00e9-retrait\u00e9<\/option><option value=\"Sans emploi\"  class=\"choice-9 depth-1\"  >Sans emploi<\/option><\/select><\/div><div id=\"wpforms-918-field_7-container\" class=\"wpforms-field wpforms-field-radio wpforms-list-inline\" data-field-id=\"7\"><label class=\"wpforms-field-label\">Type de projet<\/label><ul id=\"wpforms-918-field_7\" class=\"wpforms-icon-choices wpforms-icon-choices-modern wpforms-icon-choices-small\" style=\"--wpforms-icon-choices-color: #614399;\"><li class=\"choice-1 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-918-field_7_1\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"32\" viewBox=\"0 0 256 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M160 64c0-11.8-6.5-22.6-16.9-28.2s-23-5-32.8 1.6l-96 64C-.5 111.2-4.4 131 5.4 145.8s29.7 18.7 44.4 8.9L96 123.8V416H32c-17.7 0-32 14.3-32 32s14.3 32 32 32h96 96c17.7 0 32-14.3 32-32s-14.3-32-32-32H160V64z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-918-field_7_1\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][7]\" value=\"R\u00e9sidence principale\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">R\u00e9sidence principale<\/span>\n\t\t\t<\/label><\/li><li class=\"choice-2 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-918-field_7_2\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"32\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M142.9 96c-21.5 0-42.2 8.5-57.4 23.8L54.6 150.6c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L40.2 74.5C67.5 47.3 104.4 32 142.9 32C223 32 288 97 288 177.1c0 38.5-15.3 75.4-42.5 102.6L109.3 416H288c17.7 0 32 14.3 32 32s-14.3 32-32 32H32c-12.9 0-24.6-7.8-29.6-19.8s-2.2-25.7 6.9-34.9L200.2 234.5c15.2-15.2 23.8-35.9 23.8-57.4c0-44.8-36.3-81.1-81.1-81.1z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-918-field_7_2\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][7]\" value=\"R\u00e9sidence secondaire\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">R\u00e9sidence secondaire<\/span>\n\t\t\t<\/label><\/li><li class=\"choice-3 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-918-field_7_3\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"32\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M0 64C0 46.3 14.3 32 32 32H272c13.2 0 25 8.1 29.8 20.4s1.5 26.3-8.2 35.2L162.3 208H184c75.1 0 136 60.9 136 136s-60.9 136-136 136H105.4C63 480 24.2 456 5.3 418.1l-1.9-3.8c-7.9-15.8-1.5-35 14.3-42.9s35-1.5 42.9 14.3l1.9 3.8c8.1 16.3 24.8 26.5 42.9 26.5H184c39.8 0 72-32.2 72-72s-32.2-72-72-72H80c-13.2 0-25-8.1-29.8-20.4s-1.5-26.3 8.2-35.2L189.7 96H32C14.3 96 0 81.7 0 64z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-918-field_7_3\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][7]\" value=\"Investissement locatif\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Investissement locatif<\/span>\n\t\t\t<\/label><\/li><\/ul><\/div><div id=\"wpforms-918-field_8-container\" class=\"wpforms-field wpforms-field-radio wpforms-list-inline\" data-field-id=\"8\"><label class=\"wpforms-field-label\">Choix de l&#039;offre<\/label><ul id=\"wpforms-918-field_8\" class=\"wpforms-icon-choices wpforms-icon-choices-modern wpforms-icon-choices-small\" style=\"--wpforms-icon-choices-color: #614399;\"><li class=\"choice-1 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-918-field_8_1\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"32\" viewBox=\"0 0 256 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M160 64c0-11.8-6.5-22.6-16.9-28.2s-23-5-32.8 1.6l-96 64C-.5 111.2-4.4 131 5.4 145.8s29.7 18.7 44.4 8.9L96 123.8V416H32c-17.7 0-32 14.3-32 32s14.3 32 32 32h96 96c17.7 0 32-14.3 32-32s-14.3-32-32-32H160V64z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-918-field_8_1\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][8]\" value=\"Nouveau pr\u00eat\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Nouveau pr\u00eat<\/span>\n\t\t\t<\/label><\/li><li class=\"choice-2 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-918-field_8_2\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"32\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M142.9 96c-21.5 0-42.2 8.5-57.4 23.8L54.6 150.6c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L40.2 74.5C67.5 47.3 104.4 32 142.9 32C223 32 288 97 288 177.1c0 38.5-15.3 75.4-42.5 102.6L109.3 416H288c17.7 0 32 14.3 32 32s-14.3 32-32 32H32c-12.9 0-24.6-7.8-29.6-19.8s-2.2-25.7 6.9-34.9L200.2 234.5c15.2-15.2 23.8-35.9 23.8-57.4c0-44.8-36.3-81.1-81.1-81.1z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-918-field_8_2\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][8]\" value=\"Changement d&#039;assurance de pr\u00eat\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Changement d'assurance de pr\u00eat<\/span>\n\t\t\t<\/label><\/li><\/ul><\/div><div id=\"wpforms-918-field_9-container\" class=\"wpforms-field wpforms-field-number\" data-field-id=\"9\"><label class=\"wpforms-field-label\" for=\"wpforms-918-field_9\">Capital restant d\u00fb <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"number\" id=\"wpforms-918-field_9\" class=\"wpforms-field-small wpforms-field-required\" name=\"wpforms[fields][9]\" step=\"any\" required><\/div><div id=\"wpforms-918-field_10-container\" class=\"wpforms-field wpforms-field-number\" data-field-id=\"10\"><label class=\"wpforms-field-label\" for=\"wpforms-918-field_10\">Dur\u00e9e restante en mois <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"number\" id=\"wpforms-918-field_10\" class=\"wpforms-field-small wpforms-field-required\" name=\"wpforms[fields][10]\" step=\"any\" required><\/div><div id=\"wpforms-918-field_5-container\" class=\"wpforms-field wpforms-field-checkbox\" data-field-id=\"5\"><label class=\"wpforms-field-label\">R\u00e8gles RGPD <span class=\"wpforms-required-label\">*<\/span><\/label><ul id=\"wpforms-918-field_5\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"checkbox\" id=\"wpforms-918-field_5_1\" name=\"wpforms[fields][5][]\" value=\"J&#039;ai compris\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-918-field_5_1\">J'ai compris<\/label><\/li><\/ul><div class=\"wpforms-field-description\">Infy Assurance, Fr\u00e9d\u00e9ric RABY - 22 Bis route de Kervingu - 56400 PLUNERET. Les informations port\u00e9es sur ce formulaire sont obligatoires. Elles font l\u2019objet d\u2019un traitement informatis\u00e9 destin\u00e9 \u00e0 \u00e9tablir une \u00e9tude en donnant votre accord pour \u00eatre recontact\u00e9 par mail ou t\u00e9l\u00e9phone . Les destinataires des donn\u00e9es sont : Infy Assurance. \r\nDepuis la loi \u201cinformatique et libert\u00e9s\u201d du 6 janvier 1978 modifi\u00e9e, vous b\u00e9n\u00e9ficiez d\u2019un droit d\u2019acc\u00e8s et de rectification aux informations qui vous concernent. Si vous souhaitez exercer ce droit et obtenir communication des informations vous concernant, veuillez vous adresser \u00e0 contact@infy-assurance.fr<\/div><\/div><\/div><!-- .wpforms-field-container --><div class=\"wpforms-recaptcha-container wpforms-is-recaptcha wpforms-is-recaptcha-type-v2\" ><div class=\"g-recaptcha\" data-sitekey=\"6LfFJu0ZAAAAAIJt5SSXlKmxL4GGnAAUIlP1V6TO\"><\/div><input type=\"text\" name=\"g-recaptcha-hidden\" class=\"wpforms-recaptcha-hidden\" style=\"position:absolute!important;clip:rect(0,0,0,0)!important;height:1px!important;width:1px!important;border:0!important;overflow:hidden!important;padding:0!important;margin:0!important;\" data-rule-recaptcha=\"1\"><\/div><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"918\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/infy-assurance.fr\/index.php?rest_route=\/wp\/v2\/pages\/897\"><input type=\"hidden\" name=\"url_referer\" value=\"\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-918\" class=\"wpforms-submit\" data-alt-text=\"Envoi...\" data-submit-text=\"Envoyer\" aria-live=\"assertive\" value=\"wpforms-submit\">Envoyer<\/button><\/div><\/form><\/div>  <!-- .wpforms-container -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8303c51 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8303c51\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1e8443e\" data-id=\"1e8443e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cf47a75 elementor-widget elementor-widget-text-editor\" data-id=\"cf47a75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6>Fr\u00e9d\u00e9ric RABY, entrepreneur individuel, dont le si\u00e8ge social est sis 22 Bis route de kervingu 56400 PLUNERET et immatricul\u00e9e sous le num\u00e9ro R.C.S. 501695852 \u00e0 LORIENT. Le cabinet est joignable \u00e0 contact@infy-assurance.fr ou par t\u00e9l\u00e9phone au 06 13 82 57 85.<br \/>Immatricul\u00e9e \u00e0 l\u2019ORIAS dans la cat\u00e9gorie \u00abCourtier d\u2019assurance\u00bb sous le num\u00e9ro 07031791 (<a style=\"background-color: #ffffff;\" href=\"http:\/\/www.orias.fr\">www.orias.fr<\/a> &#8211; 1 Rue Jules Lefebvre, 75009 Paris).<br \/>Coordonn\u00e9es de l\u2019Autorit\u00e9 de Contr\u00f4le Prudentiel et de R\u00e9solution\u00a0: 4 Place de Budapest CS 92459 75436 Paris Cedex 09.<br \/>Dans le cadre de son activit\u00e9, Fr\u00e9d\u00e9ric RABY a souscrit une assurance de responsabilit\u00e9 civile ainsi qu\u2019une garantie financi\u00e8re aupr\u00e8s de la compagnie d\u2019assurance AIG EUROPE SA.<br \/><u>INFORMATIONS PREALABLES A LA FOURNITURE DU CONTRAT<br \/><\/u>Fr\u00e9d\u00e9ric RABY n\u2019est pas soumis \u00e0 une obligation contractuelle de travailler exclusivement avec une ou plusieurs compagnies d\u2019assurance mais son analyse se fonde sur un nombre restreint de contrats d\u2019assurances pr\u00e9sents sur le march\u00e9. Ses partenaires assureurs sont visibles sur la page d&rsquo;accueil du site.<br \/>Pour la distribution de ce contrat, le cabinet est r\u00e9mun\u00e9r\u00e9 sur la base\u00a0d\u2019une commission c\u2019est-\u00e0-dire une r\u00e9mun\u00e9ration incluse dans la prime d\u2019assurance.<br \/>En cas de r\u00e9clamation vous pouvez-vous adresser \u00e0\u00a0Fr\u00e9d\u00e9ric RABY \u00e0 contact@infy-assurance.fr<br \/>En cas d\u2019\u00e9chec de votre r\u00e9clamation, vous pouvez vous adresser au M\u00e9diateur de l\u2019Assurance par courrier \u00e0\u00a0La M\u00e9diation de l\u2019Assurance, P\u00f4le PLANETE CSCA, TSA 50110 75441 Paris CEDEX 09, ou par mail\u00a0: <a style=\"background-color: #ffffff;\" href=\"mailto:le.mediateur@mediation-assurance.org\">le.mediateur@mediation-assurance.org<\/a>.<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Assurance Emprunteur Votre devis au 0613825785 La loi adopt\u00e9e en f\u00e9vrier dernier par le Parlement entre en vigueur en ce [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-full-width.php","meta":{"footnotes":""},"class_list":["post-897","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Page Assurance Emprunteur - Infy Assurance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/infy-assurance.fr\/?page_id=897\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Page Assurance Emprunteur - Infy Assurance\" \/>\n<meta property=\"og:description\" content=\"Assurance Emprunteur Votre devis au 0613825785 La loi adopt\u00e9e en f\u00e9vrier dernier par le Parlement entre en vigueur en ce [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/infy-assurance.fr\/?page_id=897\" \/>\n<meta property=\"og:site_name\" content=\"Infy Assurance\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/infyassurance\" \/>\n<meta property=\"article:modified_time\" content=\"2022-06-24T14:23:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/infy-assurance.fr\/wp-content\/uploads\/2022\/06\/pexels-photomix-company-101808-150x150.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/infy-assurance.fr\/?page_id=897\",\"url\":\"https:\/\/infy-assurance.fr\/?page_id=897\",\"name\":\"Page Assurance Emprunteur - Infy Assurance\",\"isPartOf\":{\"@id\":\"https:\/\/infy-assurance.fr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/infy-assurance.fr\/?page_id=897#primaryimage\"},\"image\":{\"@id\":\"https:\/\/infy-assurance.fr\/?page_id=897#primaryimage\"},\"thumbnailUrl\":\"https:\/\/infy-assurance.fr\/wp-content\/uploads\/2022\/06\/pexels-photomix-company-101808-150x150.jpg\",\"datePublished\":\"2022-06-03T14:07:53+00:00\",\"dateModified\":\"2022-06-24T14:23:44+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/infy-assurance.fr\/?page_id=897#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/infy-assurance.fr\/?page_id=897\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/infy-assurance.fr\/?page_id=897#primaryimage\",\"url\":\"https:\/\/infy-assurance.fr\/wp-content\/uploads\/2022\/06\/pexels-photomix-company-101808-scaled.jpg\",\"contentUrl\":\"https:\/\/infy-assurance.fr\/wp-content\/uploads\/2022\/06\/pexels-photomix-company-101808-scaled.jpg\",\"width\":2560,\"height\":1707},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/infy-assurance.fr\/?page_id=897#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/infy-assurance.fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Page Assurance Emprunteur\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/infy-assurance.fr\/#website\",\"url\":\"https:\/\/infy-assurance.fr\/\",\"name\":\"Infy Assurance\",\"description\":\"L&#039;assurance de vos projets\",\"publisher\":{\"@id\":\"https:\/\/infy-assurance.fr\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/infy-assurance.fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/infy-assurance.fr\/#organization\",\"name\":\"Infy Assurance\",\"url\":\"https:\/\/infy-assurance.fr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/infy-assurance.fr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/infy-assurance.fr\/wp-content\/uploads\/2020\/11\/logo-infy-reduit-3.png\",\"contentUrl\":\"https:\/\/infy-assurance.fr\/wp-content\/uploads\/2020\/11\/logo-infy-reduit-3.png\",\"width\":100,\"height\":130,\"caption\":\"Infy Assurance\"},\"image\":{\"@id\":\"https:\/\/infy-assurance.fr\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/infyassurance\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Page Assurance Emprunteur - Infy Assurance","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/infy-assurance.fr\/?page_id=897","og_locale":"fr_FR","og_type":"article","og_title":"Page Assurance Emprunteur - Infy Assurance","og_description":"Assurance Emprunteur Votre devis au 0613825785 La loi adopt\u00e9e en f\u00e9vrier dernier par le Parlement entre en vigueur en ce [&hellip;]","og_url":"https:\/\/infy-assurance.fr\/?page_id=897","og_site_name":"Infy Assurance","article_publisher":"https:\/\/www.facebook.com\/infyassurance","article_modified_time":"2022-06-24T14:23:44+00:00","og_image":[{"url":"https:\/\/infy-assurance.fr\/wp-content\/uploads\/2022\/06\/pexels-photomix-company-101808-150x150.jpg","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_misc":{"Dur\u00e9e de lecture estim\u00e9e":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/infy-assurance.fr\/?page_id=897","url":"https:\/\/infy-assurance.fr\/?page_id=897","name":"Page Assurance Emprunteur - Infy Assurance","isPartOf":{"@id":"https:\/\/infy-assurance.fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/infy-assurance.fr\/?page_id=897#primaryimage"},"image":{"@id":"https:\/\/infy-assurance.fr\/?page_id=897#primaryimage"},"thumbnailUrl":"https:\/\/infy-assurance.fr\/wp-content\/uploads\/2022\/06\/pexels-photomix-company-101808-150x150.jpg","datePublished":"2022-06-03T14:07:53+00:00","dateModified":"2022-06-24T14:23:44+00:00","breadcrumb":{"@id":"https:\/\/infy-assurance.fr\/?page_id=897#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/infy-assurance.fr\/?page_id=897"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/infy-assurance.fr\/?page_id=897#primaryimage","url":"https:\/\/infy-assurance.fr\/wp-content\/uploads\/2022\/06\/pexels-photomix-company-101808-scaled.jpg","contentUrl":"https:\/\/infy-assurance.fr\/wp-content\/uploads\/2022\/06\/pexels-photomix-company-101808-scaled.jpg","width":2560,"height":1707},{"@type":"BreadcrumbList","@id":"https:\/\/infy-assurance.fr\/?page_id=897#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/infy-assurance.fr\/"},{"@type":"ListItem","position":2,"name":"Page Assurance Emprunteur"}]},{"@type":"WebSite","@id":"https:\/\/infy-assurance.fr\/#website","url":"https:\/\/infy-assurance.fr\/","name":"Infy Assurance","description":"L&#039;assurance de vos projets","publisher":{"@id":"https:\/\/infy-assurance.fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/infy-assurance.fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/infy-assurance.fr\/#organization","name":"Infy Assurance","url":"https:\/\/infy-assurance.fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/infy-assurance.fr\/#\/schema\/logo\/image\/","url":"https:\/\/infy-assurance.fr\/wp-content\/uploads\/2020\/11\/logo-infy-reduit-3.png","contentUrl":"https:\/\/infy-assurance.fr\/wp-content\/uploads\/2020\/11\/logo-infy-reduit-3.png","width":100,"height":130,"caption":"Infy Assurance"},"image":{"@id":"https:\/\/infy-assurance.fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/infyassurance"]}]}},"_links":{"self":[{"href":"https:\/\/infy-assurance.fr\/index.php?rest_route=\/wp\/v2\/pages\/897","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infy-assurance.fr\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/infy-assurance.fr\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/infy-assurance.fr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/infy-assurance.fr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=897"}],"version-history":[{"count":22,"href":"https:\/\/infy-assurance.fr\/index.php?rest_route=\/wp\/v2\/pages\/897\/revisions"}],"predecessor-version":[{"id":928,"href":"https:\/\/infy-assurance.fr\/index.php?rest_route=\/wp\/v2\/pages\/897\/revisions\/928"}],"wp:attachment":[{"href":"https:\/\/infy-assurance.fr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=897"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}